We aim to make each money transfer to India as convenient as possible. Simply choose how you want the funds to reach your receiver and the way you’ll pay.

Here are the main ways to transfer money to India from Canada with Western Union:

• Online by registering for a free profile.
• Through our app.
• In person at an agent location.

Sending money to India is a simple, secure process that you can complete from anywhere:

• Log In or Register: Visit our website to register for free or download the Western Union app.
• Enter Details: Select India as the destination and choose your transfer amount.
• Choose Delivery: Pick between bank transfer, cash pickup, or mobile wallet.
• Pay & Track: Pay via bank account or card and receive a unique MTCN. Use it for transfer tracking to see when your money is delivered.

To get the most Indian Rupees for your Canadian Dollars, our digital tools are your best resource:

• Online Exclusive Rates: Online transfers and app transfers often feature our most competitive CAD to INR rates.
• Real-Time Data: Check our live currency converter regularly to lock in rates that maximize your recipient’s funds.
• Direct to Bank: Sending directly to a bank account often offers a superior value for larger remittances.

Western Union is dedicated to providing transparency and reliability for every Canada-to-India transfer. Our mobile app and website offer real-time exchange rates, so you know the exact INR amount your receiver will get. By combining industry-leading security with low-fee options for bank-to-bank transfers, we ensure your money reaches its destination safely and affordably.

Western Union stands out by offering a unique combination of digital convenience and physical reach:

• Versatility: Unlike many online-only providers, we offer online transfers alongside a massive network of physical agent locations for cash pickup.
• Choice: You can choose between the lowest transfer fees and the fastest delivery time depending on your priority.
• Trust: With over 170 years of experience, our rates are backed by a secure, globally recognized infrastructure.

Your delivery time depends on the service level you choose:

• Minutes: Transfers sent for cash pickup or to a mobile wallet (like a UPI ID) can often be collected almost instantly.
• 0–2 Business Days: Direct bank transfers are highly reliable but depend on local Indian banking hours and processing times.
• Full Control: Every transfer generates an MTCN, allowing you to use our transfer tracking tool to follow your money’s journey 24/7.

Our sending limits are flexible and designed to accommodate everything from small gifts to large family support:

• Verification: By completing a simple identity verification on our app or website, you can unlock higher sending limits of up to $50,000 CAD.
• Payment Method: Limits may vary if you pay via credit card versus a direct bank transfer.
• Local Limits: Be aware that the receiving bank in India may have its own regulatory limits on incoming international funds.

You can use our price estimator tool to get an idea of how much it costs to send money to India. This will show you the transfer fees, exchange rates between the Canadian dollar and Indian rupee, and limits that might apply to your money transfer.

You can send money to India from Canada during Diwali through Western Union and choose from available transfer and payment options based on your needs. Transfer fees and exchange rates can vary depending on the amount, payment method and delivery option. Before sending, compare the applicable costs and review the exchange rate to understand the total amount your recipient may receive. Start your money transfer to India

You can send or receive a Western Union money transfer in cash at participating agent locations, including select Canada Post locations. To send money, visit an eligible agent location with the required information and payment. For cash pickup in India, the recipient can visit an eligible Western Union agent location with the required identification and transfer details. Find a Western Union agent location

Interest rate changes in Canada and India can influence currency demand and the CAD to INR exchange rate. Changes in interest rates can affect investment flows, currency values, and the relative strength of the Canadian dollar and Indian rupee. However, exchange rates are also influenced by inflation, economic conditions, market demand, and other factors. Check the current CAD to INR exchange rate before sending money to India. Check the CAD to INR exchange rate

You may be able to send money from Canada to an eligible NRE account in India through Western Union, subject to applicable service availability and requirements. When setting up the transfer, select India as the destination and provide the recipient’s required bank account details accurately. Review the available delivery options, fees and exchange rate before confirming the transfer. Requirements may vary, so check the transfer instructions provided by Western Union when initiating your transaction.