Transfer money to the USA

Make a money transfer to the USA with Western Union. Send online, by app or in person – it’s easy to transfer money from Germany to the USA.

    EUR

    FX: 1.00 EUR – Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send now”. X Fee:

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    Be informed. Be aware. Protect yourself from fraud

    Be informed. Be aware.

    Protect yourself from fraud

    We encrypt your transfers

    We are committed to keeping your data secure

    We’ve sent money around the world for over 150 years

    Convenient ways to send and receive money

    Send money online

    Transfer money to the USA online in a few steps. Log in or register for a free Western Union profile to start. Pay with Sofort, by bank transfer or a credit1/debit card – and Apple Pay® via our app.

    Start sending money
    Send with our app

    Download the Western Union® app to make easy money transfers to the USA from almost anywhere. You can also start in the app and complete your Germany to USA money transfer at an agent location.

    Get the app
    Pay in person

    Send money to the USA in person by heading to any agent locations across Germany, from Leipzig to Koln. Pay in cash or with a credit1/debit card.

    Find an agent location
    Bank transfer

    Conveniently send money to the USA direct to a bank account. We work with many major USA-based banks, with transparent transfer fees2.

    Transfer money to a bank
    Cash pickup

    Arrange cash pickup at any agent locations across the USA. Whether you’re sending cash to your parents in Pennsylvania or a business partner in San Diego, you can transfer money to the USA for collection in minutes3.

    Find an agent location nearby

    Choose how to pay for a money transfer

    Quickly make a money transfer on your mobile phone by setting up card payments. Avoid mistakes by simply scanning your credit or debit card using the camera on your device.

    Get started
    Use your bank details
    Transfer with SOFORT
    Credit1 card transactions
    Apple Pay® in our app
    Pay in cash
    Get started

    Send money to the USA in a few taps with our app

    Check the latest Western Union currency exchange rates from EUR to USD.

    Track your money transfer in real time with a tracking number (MTCN).

    Save regular receivers’ details for repeat money transfers to the USA.

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    More information on how to send money to the USA from Germany

    Pay online with Sofort

    Pay for a money transfer to the USA with Sofort. Simply select Sofort as your payment method and we’ll redirect you.

    Send money to major banks in the USA

    Set up your money transfer online to send funds straight into a bank account in the USA, all the way from Germany.

    Reasons to choose Western Union

    Committed to security

    Western Union is dedicated to security. Track your encrypted money transfer to the USA with a tracking number (MTCN) for full transparency and added peace of mind.

    Register for free

    Create a profile with Western Union to get started quickly and easily. It’s free to register, so you can start making money transfers right away.

    Send money 24/7

    Online and in-app money transfers to the USA are available at all hours. Move funds to your loved ones in the US online and via our app whenever it suits you.

    Sign up to send money to the USA today

    Quick and easy

    Register online and it won’t take long to start sending money to the USA from Germany.

    Track your money transfer

    Use your unique tracking number (MTCN) and share with your receiver so you can both track your money transfer to the USA.

    Save loved ones’ details

    Need to send money to the USA regularly? Save your receivers’ details for fast future money transfers.

    Frequently asked questions

    How much does a transfer to the USA cost?

    Regardless of the destination country, Western Union does not charge transfer fees for the first online transfer to a bank account. For all other transactions, we provide a transparent summary instead of hidden costs: If you want to transfer money to the USA, simply enter the amount and choose the method you want for payment and receipt of the money. Our systems automatically calculate the costs including fees and exchange rate and display them immediately.

    Can I transfer to the USA using IBAN?

    The United States does not use the IBAN system for account numbers. It identifies its banks using the Swift code, and is not part of the SEPA payment area. Accordingly, recipients in America do not have an IBAN. This is why Western Union is such a good choice if you want to transfer money to the USA quickly and easily: If you pay in cash with cash collection, you do not need any bank details. If you make the transfer online and via online banking, bank transfer or instant transfer, you may need your own IBAN to provide your payment information.

    How long does a transfer to the USA take?

    How quickly the money arrives when transferring money to America depends on the payment and receipt method you choose.

    • Cash collection at a location: When paying with cash, card, SOFORT-Überweisung (instant transfer) or Google Pay it is within minutes, with a bank transfer within 1 to 2 business days.
    • To a bank account: By card, SOFORT-Überweisung (instant transfer) and Google Pay it is from 1 business day, with a bank transfer within 1 to 2 business days
    What is the best way to transfer money to the USA?

    With Western Union you can transfer money to the USA using various payment and receipt methods. Cash payment at a Western Union location with collection in cash in the destination country also works without a bank account or cash card. The following payment methods are also available to you online:

    • Credit1 or debit card
    • Online banking
    • Instant transfer
    • Google Pay
    • Bank transfer

    Besides a cash transfer, you can also choose a transfer to a bank account in America.

    Still have questions?

    Visit our FAQs or simply get in touch. Our customer care team is on hand to help.

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    1 If you use your credit card, card issuer cash advance fee and associated interest charges may apply; use a debit card to avoid these fees and charges. Subject to location facilities.

    2 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    3 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s Mobile Wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.