Transfer money to India

Transfer money to India online or in person with Western Union. Whether you’re looking to gift money to a friend or support a relative, we can help you send money to India today.

    EUR

    FX: 1.00 EUR – Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send now”. X Fee:

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    Be informed. Be aware. Protect yourself from fraud

    Be informed. Be aware.

    Protect yourself from fraud

    We encrypt your transfers

    We are committed to keeping your data secure

    We’ve sent money around the world for over 150 years

    Convenient ways to send and receive money

    You can send money online to bank accounts in India or for cash pickup. Ask your receiver what’s most convenient for them.

    Send money online

    Log in to your Western Union profile to start your online money transfer from Germany to India. If you don’t have a profile, you can register today to get started.

    Send money now
    Send with our app

    Transfer money on the go – anywhere, anytime – with the Western Union® app. Download the app to send money to India online or start on the app and pay at an agent location.

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    Pay in person

    Find your nearest one to send money to India in person for cash pickup in minutes1.

    Find an agent location
    Bank transfer

    Transfer money to a wide range of banks in India, from the Union Bank of India to the Punjab National Bank, using the Unified Payments Interface (UPI).

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    Cash pickup

    With agent locations across India, Western Union makes it easy for your receiver to collect their cash in Mumbai, Kolkata, New Delhi and more.

    Find agent locations in India

    Choose how to transfer money to India

    Use your bank details
    Transfer with SOFORT
    Credit2/debit card transactions
    Via Apple Pay® in our app
    Pay in cash

    Ready to send money?

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    Send money to India in a few taps with our app

    Start your money transfer to India on the app from almost anywhere.

    Save your loved ones’ details to speed up future money transfers.

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    More information on how to send money to India from Germany

    Receiver’s details

    The details you’ll need vary depending on your money transfer method, but generally you’ll require the receiver’s full name, location and bank account number or UPI ID.

    Get estimates

    Find out how much your money transfer to India might cost with our integrated price estimator. It will give you a total estimated cost, including any currency exchange rates and transfer fees3.

    Begin a money transfer

    Schedule future money transfers

    Make sure you never miss a special occasion or payment deadline. Schedule any regular money transfers to India on the app or online.

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    Reasons to choose Western Union

    It’s quick and easy to transfer money to India. Fund your transfer by credit2 or debit card, bank transfer or cash.

    Register for free

    It’s free to get started with Western Union. Register to create a profile and transfer money online today.

    International reach

    Transfer money from Germany to more than 200 countries and territories, including India.

    Rely on us

    With more than 150 years’ experience in sending money, Western Union is here to help you support your loved ones.

    Pay the way you like

    Choose a payment method to suit your needs, including bank transfer, Sofort, credit2/debit card or cash in person.

    Sign up to send money to India today

    Register now
    Save receivers’ details

    Register with Western Union to save your friends’ and family members’ details for a smoother process.

    Track your money transfer

    Track your money transfer to India in real time using your unique tracking number (MTCN).

    Send again quickly

    Simply log in to your profile to resend to the same people again and again.

    Register now

    Frequently asked questions

    What is the best way to transfer money to India?

    You can transfer money to India easily with Western Union. You can either pay the amount required on site at a Western Union location or use one of our online payment methods:

    • Credit2 or debit card
    • Online banking
    • SOFORT-Überweisung (instant transfer)
    • Google Pay
    • Bank transfer

    The recipient can choose to have the money paid in cash or transferred to a bank account.

    How can I send money securely to India?

    Western Union places great importance on the security of our services. To do this, we build on our many years of experience and use international standards, efficient protocols and established contacts. We monitor transactions in real time, check the identity of our customers for transfers from EUR 1,000 and encrypt personal as well as transfer data. Our multilingual support offers assistance should any problems arise.

    How long does a transfer to India take?

    How quickly the money arrives when transferring money to India depends on the payment method you choose:

    • Cash payment at a Western Union location: within minutes
    • Online: Transfer using a credit or debit card, SOFORT-Überweisung (instant transfer), online banking and Google Pay in real time
    • Bank transfer: 1 to 2 working days
    How much does a transfer to India cost?

    Your first online transfer to a bank account is free of transfer fees. If you want to transfer money to India, you can always see at a glance in the summary which fees apply. All you have to do is enter the amount to transfer and choose the payment and receipt method required. Our systems automatically calculate the costs including fees and exchange rate and display them directly to you.

    Can I transfer money to India without IBAN?

    India is not part of the SEPA payment area and Indian bank accounts therefore do not have an IBAN number. You do not need the recipient’s IBAN number for a transfer to India. Alternatively, cash collection is also possible, so the recipient does not need a bank account at all.

    How can I transfer to an Indian bank account?

    Western Union cooperates with a number of banks and the UPI instant payment system in India so you can send money to an Indian account easily. To do this, select the “Bank account” option in our online payment methods to receive the money. The amount required is received in real time as a UPI transfer, or in the recipient account at the following banks:

    • Bank of India
    • ICICI Bank Limited
    • HDFC Bank
    • Axis Bank
    • Punjab National Bank
    • Bank of Baroda

    Still have questions or need help?

    Visit our FAQs or simply get in touch. Our customer care team is on hand to help.

    More FAQs

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    1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s Mobile Wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

    2 If you use your credit card, card issuer cash advance fee and associated interest charges may apply; use a debit card to avoid these fees and charges. Subject to location facilities.

    3 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.