Western Union Digital Banking
Send money to more than 200 countries and territories

Download the Western Union Digital Banking app and enjoy fee-free1 money transfers between users, a free bank account, savings account and other perks.

Limited time offer: Up to 3.5% interest rate3 on your savings account.

Limited time offer: Up to 3.5% interest rate3 on your savings account.

Banking in multiple currencies and earn interest rate on your savings account.

Instant money transfers to other Western Union Digital Banking account holders for 0 € transfer fee1.

Free Visa Platinum debit card2.

Up to 100 000 € deposit is secured by the Austrian Deposit Protection Scheme.

How to get started?

  1. Sign up to the new Western Union Digital Banking bank account with your existing Western Union login details or create a new account.

  1. Opening a bank account requires ID details and other additional information. It takes only a few steps to submit your Western Union Digital Banking application.

  1. Once your Western Union Digital Banking account is approved, you’re done! Now you will be able to order your Visa Platinum debit card.

  1. All these benefits are available in a single Western Union Digital Banking app.
    Find the FAQ’s here.

Tap to pay with Apple Pay or Google Pay™.

Simply add your Visa Debit card to Apple or Google Wallet and enjoy convenient payments with your smart devices.

Tap to pay with Apple Pay or Google Pay™.

Simply add your Visa Debit card to Apple or Google Wallet and enjoy convenient payments with your smart devices.

Digital banking designed for your needs
  • Standard
    Premium (3,99 € a month)
  • Up to 5 additional currency accounts
    Up to 5 additional currency accounts
  • Up to 4 additional goal saving accounts
    Up to 4 additional goal saving accounts
  • Free Visa Platinum debit card renewals
    Free Visa Platinum debit card renewals
  • Preferential exchange rates on card transactions
    Preferential exchange rates on card transactions
  • Now: 2.25% interest3 on saving account balance up to 10,000 €
    Now: 2.25% interest3 on saving account balance up to 10,000 €
    Now: 3.5% interest3 on saving account balance up to 10,000 €
    Now: 3.5% interest3 on saving account balance up to 10,000 €
  • Free current bank account
    Free current bank account
    Free current bank account
    Free current bank account
  • Free savings account
    Free savings account
    Free savings account
    Free savings account
  • Send and receive money directly from your account
    Send and receive money directly from your account
    Send and receive money directly from your account
    Send and receive money directly from your account
  • Transfer-fee free1 transfer to other Western Union Digital Banking account holders
    Transfer-fee free1 transfer to other Western Union Digital Banking account holders
    Send money without transfer fees1 between Digital Banking users
    Send money without transfer fees1 between Digital Banking users
  • Instantly send money to other Western Union Digital Banking account holders
    Instantly send money to other Western Union Digital Banking account holders
    Instantly send money to other Digital Banking users
    Instantly send money to other Digital Banking users
  • Free Visa Platinum debit card2
    Free Visa Platinum debit card2
    Free Visa Platinum debit card2
    Free Visa Platinum debit card2
  • Access to Visa Platinum services
    Access to Visa Platinum services
    Access to Visa Platinum services
    Access to Visa Platinum services
  • Free1 domestic bank transfers
    Free1 domestic bank transfers
    Free1 domestic bank transfers
    Free1 domestic bank transfers
  • Free automatic payments (direct debit)
    Free automatic payments (direct debit)
    Free automatic payments (direct debit)
    Free automatic payments (direct debit)
  • 24/7 customer support for lost/stolen card
    24/7 customer support for lost/stolen card
    24/7 customer support for lost/stolen card
    24/7 customer support for lost/stolen card

Protect yourself from fraud.

We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.

Protect yourself from fraud.

We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.

Download the app and open your Western Union Digital Banking account today

1 There is a limit on the number of transfer fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.

2 Free physical Visa Platinum debit card after opening an account. Limited to standard shipping only. Limited time offer valid until September 30, 2024.

3 ”My Saved Money” account up to 10.000 EUR. 3.5% interest applies for balances in premium customer accounts and 2.25% interest applies for standard account customers. Limited time offer until 31 July, 2024.

The above terms and conditions refer to the currently advertised promotions. Other active promotions are available here: https://www.westernunion.com/de/en/digitalbanking/frequently-asked-questions.html.