Unlock unlimited $0 transfer fees

Send money online from now through October 31, 2025, and unlock unlimited $0 transfer fees¹ through November 30, 2025

Check rates

We are committed to keeping your data secured. Send money to 200+ countries or territories online or in-store. Reliable service since 1851.

$0 transfer fees through November when you send money from the US to these countries

Send money

Sign up and send online to start getting your $0 fee transfers

Send now and unlock unlimited fee-free transfers! When you complete a money transfer on our website or app by October 31, 2025, you’ll get $0 transfer fees on every send through November. That means more of what you earn reaches home.

This limited-time offer is available for transfers to select countries. Whether you send through our app or website, you can enjoy a full month of unlimited fee-free transfers. Start today and keep the savings going through November! Restrictions apply to certain pay-in and payout methods.

Earn points with Western Union Rewards every time you send money

Earn points on every transfer

Earn 250 points when you complete your profile and 100 points with every completed transaction.

Redeem points for discounts

Use points for savings on your transfer fees³ on our app or website, when you reach 500 points.

Member-only offers

Get exclusive deals, personalized offers, and perks, just for being a member.

Easy tracking

Keep tabs on your points and benefits in the app or online.

Reasons to choose Western Union

Quick and easy sign up

It’s easy to sign up and start sending money reliably.

Track your transfer

Easily track your transfer online and with our app using the MTCN.

Pay the way you like for $0 transfer fees

Pay online using your bank account, debit card, or mobile wallet.

Send internationally today

Send from the US to one of the select countries above to unlock your unlimited $0 transfer fees and great exchange rates through November 30, 2025.

Money transfers at your fingertips with the Western Union® app

Send money quickly or start a transfer and pay in-store.

Track your money transfer in real time.

Send again quickly to friends and family.

Download the app

4.8

4.6

Rating as of May, 2025

Refer a friend!

Get rewarded up to $300 in Amazon.com e-gift codes⁴ when referring friends.

Terms and conditions apply

Learn more

Send money and build credit

With Western Union Credit Builder, powered by Upwardli, your qualifying money transfers can help grow your credit history. Sign up for free⁵ and get more out of every transfer. Available in select states⁶.

Build credit while sending money

¹ Promotion valid 9/1/25-10/31/25. Western Union makes money from currency exchange. Not available for credit card payments. To qualify, complete your first money transfer on our website or app from the United States to Mexico, Guatemala, Philippines, Colombia, India, Jamaica, Ecuador, Peru, Nicaragua, Honduras, Kenya, Ghana, Zambia, Uganda, Rwanda, Cameroon, Benin, Tanzania, Madagascar, Botswana, Mozambique, Senegal, Mali, Ivory Coast, Gabon, Sierra Leone, Malawi, Ethiopia, Guinea, Burundi, Guinea-Bissau, and Morocco by October 31, 2025. You’ll then enjoy unlimited $0 transfer fees on all eligible transactions through November 30, 2025. Payout restrictions apply: bank account, cash pickup, direct to card, and wallet available to Colombia and Jamaica; bank account, cash pickup and wallet payouts available to Mexico and Peru; bank account, cash pickup, and direct to card available to Guatemala and Honduras; bank account and wallet available to the Philippines; bank account and cash pickup available to Ecuador and Nicaragua; bank account only to India; wallet available in African countries.

³ Fee reductions apply only to the Western Union transfer fee for a single Western Union Money Transfer or Quick Collect transaction. Excludes all other services. Points used are only refundable within 90 days of transaction and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer other promotional discounts that cannot be combined with Western Union Rewards fee reductions. Western Union makes money off of currency exchange.

⁴Terms and conditions apply. Restrictions apply, see amazon.com/gc-legal

⁵ Credit Builder is a product of Upwardli, not Western Union. While Credit Builder is offered at no cost, Western Union makes money from transfer fees and currency exchange. Upwardli is a financial technology company, not an FDIC-insured bank. Lines of credit product provided by Cross River Bank, FDIC.

⁶ Please contact Upwardli at support@upwardli.zendesk.com for a complete list of states where credit building services are available.