Get more with Western Union: financial services for every need.

Get more with Western Union

More security

Backed by generations of experience, Western Union offers peace of mind to regain your confidence, with reliable services you can count on — anytime, anywhere.

More convenience

Whether online, in-store, or on the go, Western Union puts a world of financial services conveniently at your fingertips, making it easy to manage your money on your terms.

More services

Whatever you need to do with your money, we have a service to help you get it done. Our growing portfolio helps you take control on the path that fits you and your changing needs.

More possibility

We open doors to new opportunities – helping you reach your financial goals, from saving and supporting loved ones to investing in your future.

Western Union Prepaid Visa® Card

The card that works even harder than you.

Make your prepaid card work for you—save your hard-earned dollars with no hidden or monthly fees. Enjoy all-in-one convenience on everyday essentials plus no per transaction fees when you shop in-store or online in the U.S.¹ The more you fund, the more you save².

One Card for Multiple Uses

Send money, receive transfers, and make purchases Great for budgeting family expenses, travel, or holiday shopping.

Trusted Security & Brand

Protected by PIN, chip technology, and the Visa® network. Backed by Western Union’s global legacy in secure money movement.

Enables Everyday Spending

Use online or in-store for groceries, essentials, rideshares, travel, subscriptions, etc. Easily add to digital wallets such as Apple Pay and Google Pay.

Accessible & Inclusive

No credit check or bank account required to get started. Easy to activate and reload at thousands of locations or online.

Faster Access to Funds

Get paid up to 2 days early with Direct Deposit³.

Transparent Pricing

No hidden fees—just clear, upfront terms. See Cardholder Agreement for details.

Western Union Prepaid Visa® Card is issued by Pathward®, N.A. Member FDIC, pursuant to a license from Visa U.S.A. Inc. Once fully registered, the card can be used everywhere Visa debit cards are accepted. Prior to registration, card valid to use only in the U.S.

Vigo Money by Western Union

Skip the line. Receive where you are. Send on the go.

Sign up from your phone

Vigo Money is powered by Western Union, so you can log in using your existing username and password. No credit checks, no annual fees, no worries.

Add money to your wallet

Load founds into your account using a debit or credit card, or redirecting a Western Union money transfer. We’ll send you a Western Union Visa card you can use in-store or online everywhere Visa is accepted.

Send and spend at home or across the world

Local or international, it’s simple.

Send money to the people who matter most and use your Vigo wallet and card for everyday purchases, bills, and more—all in one place, right from your phone.

The Western Union Visa® Card is issued together with a prepaid card account, by Pathward, National Association, and is linked to the Vigo Money by Western Union wallet.

Get started:

Bill pay

Thousands of billers across the United States trust Western Union to accept domestic bill payments.

Diverse biller network

Pay bills for auto, credit card, government, phone, mortgage, utility, rent, commissary funds, and more.

Convenience

Customers can pay multiple types of bills in one place – whether online or at a retail location.

Speed & Reliability

Many payments are processed in real-time or within one business day, ensuring timely bill settlement.

Three channels to pay a bill

In person at a Western Union agent location.
Prepared on westernunion.com or our mobile app and completed in person at a Western Union agent location.
Prepared and completed on westernunion.com or our mobile app.

Money orders

A simple, convenient, and secure payment alternative to cash, check, or card.

Secure & Anonymous

Secure and less open to fraud for customers who prefer not to share personal details or when cash or check are not an option.

Guaranteed Funds

Money orders are prepaid, so recipients are assured the funds are available.

Easy & Convenient

Simple and convenient process that helps you pay bills, purchase goods and services, give as a gift, and manage important expenses.

Accessible

Available at over 30k agent locations across the U.S. and Canada. No bank account or credit card is needed and for those unable to transfer money, this is a more secure alternative to cash.

Money transfer

Our customers made millions of money transfers with Western Union last year. Here’s why:

Ease and Convenience

Send and receive money the way that’s convenient for you: online, with our app, or in person at an agent location.

Commitment to Security

Our encryption and fraud prevention efforts help protect your Western Union^® money transfers.

We’re International

We transfer money from the US to over 200 countries and territories.

Reliable service since 1851.

150 years of trusted money transfers. Send fast, reliable money transfers. Money transfers made more affordable. Money transfers without the wait. Reliable money transfers abroad.

Mobile top-ups

Activate more minutes, text messages, or internet access for your loved ones—no matter where they are in the world.

Stay connected with family and friends

With Western Union, you can easily pay phone bills for family in Mexico, Colombia, El Salvador, or practically anywhere else in the world.

Go further with less

Purchase even more minutes or data for your loved ones abroad, as phone plans in other countries are generally less expensive than in the United States.

Give the gift of time

With Western Union, you can gift the people that matter most to you with more minutes, data, or messages—practically instantly.

Accessible

We support hundreds of mobile networks across more than 150 countries.

Send2Corrections®

Take care of your people and support their everyday needs. With Send2Corrections, you can send money to your correctional care receiver in just a few taps.

Stay close, no matter the distance

Send funds to a commissary or inmate account across network of federal, state, and county facilities

More ways to send and pay

Send money digitally or in person at Western Union walk-in payment locations nationwide

Private and on your terms

Send money anytime and discreetly from your phone or computer

Peace of mind, every step of the way

Receive a confirmation and tracking number so you always know where your money is

Get more with Western Union FAQs

What is Western Union for?

¹ Fees for other transactions, including Foreign Transactions, may apply. See Cardholder Agreement for details.

² Please Visit Prepaid Card Offers for details about Prepaid offers. Reload fee may be waived or credited after qualifying load.

³ Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a Card as opposed to a paper check. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

Get more with Western Union

One name, many possibilities.